RV Insurance Time Again

Each year I look forward to the time when I do some research and call RV insurance companies for a new quote.  I am regularly surprised to find that the lowest is not always the expected one.

I start with last year's list and put a call out (like on FaceBook Group or Tiffin RV Network) and then add a few companies to my list.  Last year we went with National Interstate but we received a note from them they were getting out of the business.

I use the same criteria and go over the same coverages with each agent to get the quote.  I also make sure they know I am a Full-timer as some will not cover RVers in that category.

Next, I try to talk with someone for a quote.  Most are glad to walk through the process which takes about 10-15 minutes to come up with a number.  I pay in full for the entire year to get the discount and be done with it.

One thing I found is that even though a broker may offer insurance from the same company (e.g. Progressive), the often do not come up with the same price.

Here's a look at my spreadsheet:

This is a series of snapshots of my spreadsheet.  If you'd like a copy of the actual Excel file, I'd be glad to send it to you.

Thanks for joining us today on the Roadrunner Chronicles!

Time for New RV Insurance Quotes

We became residents of Florida in March of 2016.  We registered the car and motorhome (aka The Roadrunner) at that time and had to get insurance for both in the state of Florida.

Every year I go through a little bit of research and compare quotes from different agencies in order to manage our costs.  This year National Interstate raised our rates almost $200 so I wondered if I could do better.

I scoured the TiffinRVNetwork.com Forum  to see if any new insurance companies popped up.  I took last year's information from my spreadsheet and called around.  Surprisingly, most got back to me if they had a good number.

This this is the spreadsheet I used:

 And here are my results:

 I got back enough quotes to know that National Interstate is going to be the best again for us this year.
I logged a few notes in the far right column including an update on Blue Sky.  We had them for a year or two but their low prices apparently caught up with them and they are no longer doing any new RV quotes.
I asked for a multi-vehicle discount with USAA which is great for our automobile insurance, but they sub-contract their RV insurance out to Progressive and do not offer that discount.  They were also a little higher than than what Good Sam offers with Progressive -- both of which are higher than National Interstate.

After taking the time and effort to go through all of this, I was satisfied that National Interstate was the way to go again this year, so we renewed with them.

I offer that to you for what it's worth and hope at least some find it useful and/or helpful.  If you'd like a copy of my spreadsheet for your own use I would be glad to send it to you -- just let me know.

That's all for today from Virginia Beach on the Roadrunner Chronicles - thanks for stopping by!