Friday, March 9, 2018

RV Insurance Time Again

Each year I look forward to the time when I do some research and call RV insurance companies for a new quote.  I am regularly surprised to find that the lowest is not always the expected one.

I start with last year's list and put a call out (like on FaceBook Group or Tiffin RV Network) and then add a few companies to my list.  Last year we went with National Interstate but we received a note from them they were getting out of the business.

I use the same criteria and go over the same coverages with each agent to get the quote.  I also make sure they know I am a Full-timer as some will not cover RVers in that category.

Next, I try to talk with someone for a quote.  Most are glad to walk through the process which takes about 10-15 minutes to come up with a number.  I pay in full for the entire year to get the discount and be done with it.

One thing I found is that even though a broker may offer insurance from the same company (e.g. Progressive), the often do not come up with the same price.

Here's a look at my spreadsheet:
This is a series of snapshots of my spreadsheet.  If you'd like a copy of the actual Excel file, I'd be glad to send it to you.

Thanks for joining us today on the Roadrunner Chronicles!

6 comments:

  1. Hi Randy! Yes, I would like a copy of your insurance worksheet as we are coming up on our 2nd year of full time RVers and I should begin the quote process as well. Many thanks! We have enjoyed following your blog way back before we hit the road.
    Our blog is ourepicrvjourney.com
    Randy Shake

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  2. Thank you Randy, we would also love a copy of your spreadsheet. Sue and Mo at MoHo Travels. Thanks so much for offering to share! Not sure where I should send my email but I'll look

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  3. I also would love to have a copy of your spreadsheet. Thanks,
    Fred Hagedorn

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  4. Interested in copy of your insurance spreadsheet. Just ordered new MH and going full time in April and need to shop for insurance. I know a different situation then yours but your list will be a good start to calling around for pricing on a new coach. greg642@wwdb.org

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  5. I just renewed with Good Sams - Progressive in Jan and had similar numbers

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  6. Is there a chance you could send me the insurance spreadsheet. We plan on buying and going full timing in late 2019 and this info would help. My email address is jrstach@gmail.com. Appreciate reading your blog and posts. Thanks

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