Monday, January 5, 2009

RV Insurance - Initial Quotes

I have done a little bit of research on RV insurance. The first thing I did was read about it on the forum of RV-Dreams.com. Another one I checked out was the RV.net/forum.I got a list of some RV insurance companies, googled them to get a contact number and called a few for a quote.Some (but not all) of the parameters in the quote were:
I am not finished but I have a good start. I am not yet convinced that I asked for the same coverage in each quote, so I will go back and double check before I signup.

My guess is that I will go with AON.

I was told the industry leaders are: Gilbert RV, AON and Millers.

Some considerations I followed:
  • Some will only insure for the sales price, not the NADA value
  • I want to get 'Total Loss Replacement'
  • Some have a low price but are new to the RV insurance business
  • I want to stay away from car insurance companies that have recently added RV insurance
I wonder what other guidelines people use. If you have some thoughts, pls add a comment.

3 comments:

  1. Randy...please keep me posted on this I want to know what you find out. We are shopping for better prices.

    Joe and Sherri

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  2. Randy, You may want to consider higher liability limits and an Umbrella policy. Those limits are not very high and Umbrella Coverage is not that expensive.

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  3. Thanks, I have no idea about RV insurance rates. This is helpful. :)

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